I'm doing the same thing. I just told my INS company (country companies) that its going into storage, and raised my deductible from 0 to 250 bucks. That took my premium from 360 every 6 months to only 80 bucks every 6 months. Everything is covered on it as well, since i have Comp (mice chewing my electrical wires, theft, etc) Whatever you do, dont "cancel" your Policy though